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Grier’s use of the term sci-fi may indicate mistrust that the new rules, which entail compliance costs, would prevent another period of market instability, said Kaplan.
“By using the colloquialism, he is politely dissing the new structure. Maybe what he was getting at is it’s really imaginary and theoretical that all these bureaucratic requirements are going to help prevent another crisis.”

Bob said the sci-fi characterization was meant to reflect the change represented by the involvement of federal agencies in insurance industry oversight.

“He’s referring to the disconnect between the fact that insurance has historically been regulated by the states. It’s that disconnect that is the reference to sci-fi.”