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Japanese (Native) English
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Original Text

Tencent to also Launch Credit Rating System

It is well-known that Alibaba’s finance arm have been working on an online credit rating system, based on users’ purchasing history and other online behavior. Tencent, which is now competing with Alibaba in numerous sectors, last week announced they would release a similar system at the company’s annual partner conference.

While Alibaba makes small loans to online retailers on its e-commerce marketplaces, Tencent doesn’t operate such a business. The credit reports generated through Alibaba’s Sesame system are expected to be largely used for Alibaba’s finance arm to make credit decisions, while Tencent’s will be sold to financial institutions.