Credit Card Dieting (As unemployment rose and as credit card companies added fees and
hiked interest rates, consumers were more likely to pay cash or sign up for the growing
number of layaway programs. On Dec. 9, MSNBC.com reported that ―Revolving debt, which
is made up almost entirely of credit card debt, has been falling steadily as people pay down
their credit card debt and limit their use of plastic. Outstanding debt has fallen for 13 straight months.)
Freebies (We saw marketers of all stripes deploy the 'f' word this year, from Harley-Davidson’s free-for-a-year offer to Stop & Shop’s free generic drugs promotion to restaurant
chains like IHOP offering a free kid’s meal with purchase of a regular entree.)
「低減」は「減少」のほうが良いです。