"CIGNA provides self-funded clients with the cost effectiveness of the CIGNA-contracted physician, transplant, prescription drug and other networks, plus disease and large case management services. When combined with IHC's expertise in writing stop-loss insurance, this relationship can bring significant value to middle and small market self-funded employers,"
Through its three insurance companies IHC has been a leader nationally in writing employer medical stop-loss for more than 20 years.
"This relationship is part of our strategy to deliver value to employers who use Third Party Administrators to service their self-funded benefit plans through industry leaders like IHC.
3つの保険会社の中でも、IHC は雇用主向けの超過損害保険の分野で20年以上の間、全国でトップとなっている。
「この協力関係は、第三者管理機関（TPA）を利用してその自己積立型の従業員給付制度を実施する雇用主に IHC のような業界のリーダーを通して価値あるサービスを届ける私たちの戦略の一部なのです。
「この関係は、IHCのような産業リーダーを通して自己積立型利益プランのサービスするため、従業員給付管理業務代行業者を使用する雇用者へ渡される有用性であり、戦略の一部である。
「この関係は、IHC社のような業界リーダーを経由し、自己負担利益計画をサービスするために、第三者管理機関を使用する雇用者に価値を提供するという戦略の一部となっています。」
This relationship is in addition to CIGNA's flagship stop-loss business that we offer directly to our employer customers. As a result of health care reform, we believe that smaller employers will increasingly see the virtues of self-funding and may need to purchase supplemental insurance to protect against catastrophic claims. IHC was one of the first carriers to adapt their product offerings to the new requirements under health care reform, including offering unlimited maximums, and we stand ready to quickly adapt to future market requirements."
