Translation Results Requested Through Conyac Made Public

"CIGNA provides self-funded clients with the cost effectiveness of the CIGNA-contracted physician, transplant, prescription drug and other networks, plus disease and large case management services. When combined with IHC's expertise in writing stop-loss insurance, this relationship can bring significant value to middle and small market self-funded employers,"
Through its three insurance companies IHC has been a leader nationally in writing employer medical stop-loss for more than 20 years.
"This relationship is part of our strategy to deliver value to employers who use Third Party Administrators to service their self-funded benefit plans through industry leaders like IHC.
This relationship is in addition to CIGNA's flagship stop-loss business that we offer directly to our employer customers. As a result of health care reform, we believe that smaller employers will increasingly see the virtues of self-funding and may need to purchase supplemental insurance to protect against catastrophic claims. IHC was one of the first carriers to adapt their product offerings to the new requirements under health care reform, including offering unlimited maximums, and we stand ready to quickly adapt to future market requirements."