もし宝くじで３億円当たったらどうするか？
私ならこうする
まず、６００万円の定期口座を５０口つくる
毎年年初に、１口解約する
生活費用の銀行口座を作って、毎月月初に５０万円をこの口座に振り込む
できればこれらの作業が自動的に行われるようにしたい
そうするとどうなるか？
毎月５０万円の不労所得を得たのと同じ状態になる
しかも５０口あるので、この状態を５０年間続けることができる
これは株や不動産投資と違い、ノーリスクで手に入るお金だ
相場変動や投資物件の空き室率によって入金額が左右されることもない
What would you do if you won 300 million yen in the lottery?
If it were me, this is what I would do.
First, I would make 50 fixed-term bank accounts of 6 million yen.
I would cancel the contract for one of them at the beginning of every year.
I would make a living expenses bank account and deposit 500 thousand yen into this account at the beginning of every month.
If possible, I would like to make that automatic.
What would that do?
It is the same as earning 500 thousand yen of unearned income every month.
Furthermore, because there are 50 accounts, this can go on for 50 years.
This is different from stock and real estate investment and is money that would be obtained with no risk.
The amount of money received would not be influenced by changes in the market price or the investment property vacancy rate.
１か月に５０万円あれば、余裕のある生活は可能だ
家は買わずとも賃貸でもよい
都心から離れれば、月１５万円位で車庫付の一軒家を借りることも可能だ
月に１回くらいは、豪華なレストランで食事をすることも可能だろう
子供２人くらいは養えるだろう
少し節約すれば、年１回くらいは家族４人で海外旅行に行くことも可能だ
しかもエコノミーではなくビジネスクラスで。
無駄遣いしなければ、もうお金を稼ぐために働く必要はなくなる
すばらしい！
さて、働かなかったら、毎日何して暮らそうか？
If I had 500 thousand yen a month, I could have a life with a surplus.
It would be fine to rent without buying a house.
If I left the city centre, I could rent a detached home with parking for 150 thousand yen a month.
I could probably dine at a fancy restaurant about once a month.
I could probably raise two children.
If I saved a little, I could also go on an overseas vacation once a year as a family of four.
Plus, that wouldn't be by economy class but by business class.
If I didn't waste it, there would be no more need to work to earn money.
That's wonderful!
Now, if I didn't work, would would I spend every day doing?
