・住宅ローン融資基準策定及び個人の信用力を数値化するスコアリングモデルの開発。
・住宅ローンにおける延滞を住宅ローン審査基準の厳格化により未然に防止できることを実証。
◆主な実績
・5年間で月間住宅ローン申込件数を20件→200件/月、月間実行金額を4億円→40億円に急増させる。
・顧客属性によって金利設定を行う日本初の住宅ローンの開発に貢献。
・住宅ローントレーニングスクールを企画開催し、講師として社員のスキルアップに貢献。
- Established the housing loan financing standard and developed a scoring model to quantify personal credit.
- Verified that the delay in housing loan could be prevented by means of tightening the housing loan examination standard.
◆Main achivements
- Raised the number of monthly housing loan applications from 20 to 200 within 5 years, and monthly financing amount from 400 million yen to 4,000 million yen.
- Contributed in the development of Japan-first housing loan in which the interest rate is set according to customers' attributions.
- Planned and held housing loan training schools and contributed in skillup of the employees.
